Death Master File

Death Master File Screening

The Death Master File, or DMF, is the master list of citizen deaths known to the Social Security Administration. The file contains over 88 million records of deceased social security number holders, including names, dates of birth, and dates of death, in addition to the social security number of each decedent. Employers, financiers, and security companies utilize the DMF to protect themselves from unscrupulous individuals, employees or borrowers who are operating under an assumed identity. Life insurance firms utilize the DMF to know when to cease paying annuities and are required by law in some states to search the DMF on a regular basis to guarantee that benefits are paid to the heirs of the deceased. Businesses that use consumer reports, under the new rules, must adopt a plan to detect, prevent and mitigate identity theft. In health care, certain institutions must screen names of clients against the DMF as a condition of health plan enrollment.

Companies must be CERTIFIED by NTIS to screen the DMF. OIG Compliance NOW, LLC is certified to provide these services. OIGCN has completed the NTIS certification process; we are an ISO 27001:2022 certified by DNV. Please contact us with any questions. A copy of our certificate is available to clients who are contracted with OIGCN for this service.

OIGCN DMF screening services include a secondary screening of submitted names against the NPPES NPI Registry to identify any inactivated or missing NPI numbers, for situations where deaths are not made available as part of the SSA Public File (i.e., state records) or where deaths may not have been reported to the SSA. This is an optional screening that is provided at no additional cost to client.

Screening Process Overview

·         Client will receive login credentials and access to a screening portal that is specific to DMF. Client can submit single names or batch files securely for DMF/NPPES screening.

·         OIGCN will screen the records against the Limited Access Death Master File (DMF) and report any SSN matches. For names with confirmed SSN matches against the DMF, OIGCN will complete a report that outlines the name matching details, including the DMF First Name, DMF Last Name, DMF SSN, DMF DOB, and DMF Date of Death (DOD), in comparison to the name information and other details provided by the Client.

·         OIGCN will conduct a second screening of the names against the NPPES NPI Registry to identify any inactivated NPI numbers, for situations where deaths are not made available as part of the SSA Public File (i.e., state records) or where deaths may not have been reported to the SSA. This is an optional screening that is provided at no additional cost to Client; Client must submit NPI numbers in order for the NPPES screening to be conducted and results to be valid. OIGCN will include names with inactivated or missing NPIs in the DMF screening results available to Client.

·         Client has the option to configure account settings (per user) to either download the reports from the DMF portal, or have the reports sent by secure email to the user.

Death Master File Use of Information - Mandatory Disclosure

As outlined under Part 1110 of Title 15 of the Code of Federal Regulations, only certified persons are approved to disclose Limited Access DMF information, and then only for legitimate purposes. OIGCN is certified under § 1110.102 as an entity with a legitimate fraud prevention interest because it has in place the systems, facilities, and procedures to safeguard the accessed information, as well as the experience in maintaining the confidentiality, security and appropriate use of the accessed information.

 

In agreeing to the terms and conditions in this Attachment, Client agrees to use Limited Access DMF information only for legitimate fraud prevention interests and to safeguard the information contained in reports produced by OIGCN.

 

As outlined in 15 CFR 1110.200, failure to act in accordance with these regulations will result in the imposition of penalty upon the Client in the amount of $1,000 for each disclosure violation, payable to the General Fund of the United States Department of the Treasury. The total amount of the penalty shall not exceed $250,000 unless Client's disclosure or use is willful when it is a "voluntary, intentional violation of a known legal duty".

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